I tried to order some herbs from an on-line retailer and my debit card would not work. I called the vendor's 800 number and they took the order but explained that all orders using credit union cards had to be placed via telephone.
A few minutes ago, my wife reported to me that she could not use her card in a restaurant chain. She wrote a check.
A little search reveals why:
Credit Cards Compromised
Cheyenne - 1/30/2009
Heartland Payment Processing Systems is a company which acts as a middle man between retailers and banks. They process 100 million transactions per month and is estimated 200 thousand merchants nation wide. Visa, Master Card, and Discover are all processed at Heartland.
Michelle Dawson with The Warren Federal Credit Union says, "Its possible that their card has been compromised, their expiration date and their names have been compromised. Addresses and any other information is not involved."
Local financial institutions like Warren Federal Credit Union, Security Fist Bank, and Wyoming State Bank have all contacted customers who have threatened information.
Michelle Bolkovatz from Warren Federal Credit Union says, "Our security and fraud specialists had a list of all the cards that could have been compromised. So we notified those individuals and then we said to close that account, close that card and we will reissue you a new one so there's not even a risk that if could even be used."
Although not all compromised cards have shown signs of fraud, the Credit Union advises everyone who has a credit or debit card of any kind, even to department stores to call their financial provider to see if their information has been compromised.
Hopefully this will blow over pretty quick. Otherwise, don't count on your plastic from the Credit Union. And if you wondering where your cash went . . . well, blame Heartland.